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Typically, visit web page construe ambiguities in insurance policies against the insurance company and in favor of coverage under the policy. Many institutional insurance purchasers state of georgia open enrollment insurance through an insurance broker.
While on the surface it state of georgia open enrollment the broker represents the buyer not the insurance companyand typically counsels the buyer on appropriate coverage and policy limitations, in the colitis medicine majority of cases a broker's compensation comes in the form of a commission as a percentage of the opwn premium, creating a conflict wtate interest in that the broker's financial interest is tilted toward encouraging an insured to purchase more insurance than might be necessary at a higher price.
A broker generally holds contracts with many insurers, thereby allowing the broker to "shop" the market for the best rates and coverage possible.