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Family Health Plan vs. Individual Are affordable website you Insurance Though both individual insurance and family health plans have the same goal of healthcom insurance coverage for the protection of your assets and the needs of your family, there are healthcom differences between them.

Health insurance premium and the total insured are healthcom one person only Family members are covered healthcom the same healthcom Sum Insured You can select a specific healthcom insured to cover the insured individual.

A family health plan covers the healthcom family here a single premium. Affordability Higher premium rates Substantially less expensive Advantages Comprehensive coverage premium is affordable because it is paid once healthcom all family members. If you fall into any of the following categories, you should consider buying individual health insurance: Individuals with higher health healthcom are best suited for the plan.

Individuals who are uninsured but have healthcom members who are. A person who healthcom a fixed sum insured over a floating sum insured. Individuals who choose to renew their insurance policy without regard to their age.

An individual who requires more protection than a family floater plan can provide.

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