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References 1. The Heritage Foundation. State of illinois insurance exchange intervention in health care increases costs. Smith A. Chicago: University of Chicago Press; Greenwald B, Stiglitz JE.

Externalities in economies with imperfect information and incomplete markets. Quart J Econ. Barr N. Economics of the Welfare State. New York: Oxford University Press; Arrow KJ. Uncertainty and the welfare economics of medical care. Am Econ Rev.

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